Payhip and ShopFast both let money land in accounts you own. They’re built for different sellers, though: Payhip for creators of downloads, courses and memberships who want tax handled, ShopFast for stores that sell keys, software and access with more ways to pay. Facts about Payhip are from its own pages as of October 31, 2026.
Payhip and ShopFast side by side
| Payhip | ShopFast | |
|---|---|---|
| Plans and fees | Free Forever: $0 + 5%; Plus: $29/month + 2%; Pro: $99/month + 0%. All features on every plan | A free plan and paid plans (pricing); no ShopFast fee on your own gateway or wallet |
| Where money goes | Your PayPal or Stripe account | Your own gateway or crypto wallet |
| Tax | Payhip collects and remits EU/UK VAT and handles US and Canada sales tax | Yours on your own gateway; ShopFast’s with ShopFast Pay (by application) |
| Gateways | Stripe, PayPal, Square, Mercado Pago, Mollie, Paystack, PayU, Paytabs, Flutterwave, Razorpay, Iyzico, Midtrans, Xendit | Stripe, PayPal, Square, Shopify, Paddle, Mollie, SumUp, Authorize.Net, NMI, Razorpay, Paystack, Cash App, gift cards, skins |
| Crypto | Not on its gateways page | BTC, LTC, ETH, USDC, USDT to your own wallet; NOWPayments, Cryptomus, Heleket, BTCPay Server |
| What it sells | Downloads, license keys, memberships, courses, coaching, physical goods, bundles | Keys with per-option pools, files, memberships, Discord roles, Telegram access, services, bundles |
| Discord | Not found on Payhip’s pages | Roles on payment and removal on refund; bot commands |
Where Payhip fits better
If you sell courses or physical products alongside downloads, want EU VAT handled without a merchant of record taking the whole sale, and don’t need crypto, Payhip covers a lot in one place. Its Pro plan removes the transaction fee.
Where ShopFast fits better
- Keys with durations, replacements and status badges (selling license keys).
- Access products: Discord roles and Telegram groups.
- Crypto straight to your wallet (accepting crypto) and person-to-person methods.
- Fraud Shield and order limits on every checkout (preventing chargebacks).
Questions sellers ask
What does Payhip charge?
Payhip's pricing page lists Free Forever at $0 plus a 5% transaction fee, Plus at $29 a month plus 2%, and Pro at $99 a month with no transaction fee, with PayPal and Stripe charging their own rates on top.
Does Payhip take crypto?
We found no crypto option on Payhip's payment gateways page. ShopFast takes BTC, LTC, ETH, USDC and USDT straight to your own wallet.
Who handles VAT on each platform?
Payhip says it collects, reports and remits EU and UK VAT on digital products and handles US and Canada sales tax. On ShopFast, tax is yours when buyers pay your own gateway, and ShopFast's when you use ShopFast Pay, which is by application.
Sources
Facts about other platforms come from their own public pages, checked on . Platforms change: check the page before you decide.